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Representative Example for Personal Contract Purchase (PCP): Cash price £16,990.00, Annual Interest Rate (fixed) 5.37% p.a., with a representative 10.9% APR, total amount of credit £16,990.00, deposit of £3,398.00, an initial payment of £355.08, followed by 47 monthly payments of £355.08 with a final payment of £4,744.00, total amount payable is £25,185.84, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return